1. Meet with a Fine Home Gallery Real Estate Professional
You have just decided that homeownership is right for you and would like to take that first step in finding a home. Your Fine Home Gallery Real Estate Professional can help you assess which needs you may have and help guide you along the path to homeownership. Many of our agents have a network of lenders that they can refer based on the needs of the buyer.
3. Make an Offer
Your Fine Home Gallery Real Estate Professional will help you prepare an offer to the seller. The agent will guide you in this process by showing you the current market activity of comparable homes in the area. After determining the price and signing the contracts, your offer is then presented to the seller.
5. Closing Escrow
Closing generally takes anywhere from thirty to forty-five days after the seller accepts your offer, and is the act of being on record as the property owner in the county the home is located in.
2. Get pre-approved for a loan
A pre-approval from a lender basically answers a lot of the financial questions which helps the buyer understand what they are looking for. There are many different types of financing options available to the home buyer. The lender will help select which type is best for you based on your unique purchase requirements.
4. Get a home Inspection
This is actually the most critical part of the home buying process because it helps to make you, the buyer, aware of structural defects in the property. The report is meant to inform you from a generalized prospective and will recommend the buyer to seek counsel from a licensed contractor for repair estimates.